Asphalt vs. Metal Roofs: Which Handles Florida’s Winters Better?

November 3, 2025

Written By

Vitos Roofing

Florida winters might not bring snow, but they bring plenty of challenges for your roof, such as sudden rain, high winds, and swings between warm days and cool nights. Over time, that constant change can wear down even the toughest roofing materials.

If you’re choosing between an asphalt vs a metal roof for your home, it’s worth understanding which one can better handle Florida’s unpredictable weather. Both offer solid protection, but one stands out for long-term performance in our humid, storm-prone climate.

At Vito’s Roofing LLC, we’ve helped Central Florida homeowners choose roofing systems that deliver durability, value, and peace of mind, all backed by honest service and expert craftsmanship.

Key Takeaways

  • Metal roofs stand up to Florida’s heat, humidity, and hurricane winds far longer than asphalt shingles.
  • Asphalt shingles are affordable and familiar but require more upkeep and don’t last as long under Florida’s conditions.
  • Understanding the asphalt vs metal roof difference helps homeowners protect their property and plan for long-term savings.

For trusted guidance and expert installation, request your free quote from Vito’s Roofing LLC, Ocala’s family-owned roofing company.

How Florida’s Climate Puts Roofs to the Test

Florida’s weather can be beautiful, but it’s brutal on roofs. Intense sunlight, year-round humidity, and tropical storms take a toll on even high-quality materials. When comparing an asphalt vs a metal roof, here’s how each handles our local climate.

Heat and UV Rays

Asphalt shingles absorb heat, which can dry them out and shorten their lifespan. Metal roofs reflect sunlight, keeping your home cooler and reducing strain on your air conditioner.

Rain and Moisture

Humidity and rainfall are constant threats. Asphalt can trap moisture, leading to mold, rot, or granule loss. Metal roofing naturally sheds water and won’t warp or absorb moisture.

Hurricane Winds

High winds are a given in Florida. Metal roofs are interlocking and rated to withstand speeds up to 160 mph, while standard asphalt shingles can tear or lift during major storms.

Coastal Conditions

For homes closer to the coast, salt in the air speeds up asphalt decay. Metal roofing made from aluminum or galvanized steel resists corrosion much longer.

Your roof should do more than survive the weather; it should protect your home for decades.

What to Consider Before Choosing a Roof for Your Florida Home

Deciding between an asphalt vs a metal roof isn’t just about price; it’s about how long you want your roof to last, how much maintenance you’re comfortable with, and how you want your home to look.

Lifespan

Metal roofs can last 40–70 years, while asphalt shingles average 15–25 years. If you plan to stay in your home long-term, metal often offers better value.

Budget and Return on Investment

Asphalt shingles are less expensive upfront, but metal roofs pay off over time through lower maintenance costs, longer lifespan, and potential insurance savings.

Maintenance Needs

Asphalt requires more frequent repairs, especially after storms. Metal roofs only need periodic inspections to stay in great shape.

Energy Efficiency

Metal reflects heat, helping reduce indoor temperatures and energy bills, something every Florida homeowner can appreciate.

Aesthetic Options

Modern metal roofing now comes in styles that mimic shingles, clay tiles, or slate, so you can get the look you want with the durability you need.

Insurance and Home Value

Metal roofing often qualifies for lower insurance premiums and boosts resale value because of its superior performance in severe weather.

At Vito’s Roofing LLC, we’ll walk you through every detail so you can make a confident, informed decision about your next roof.

Asphalt vs. Metal Roof: Side-by-Side Comparison for Florida Homes

Metal Roof vs. Asphalt Roof: Performance, Efficiency & Cost

Feature Metal Roof Asphalt Roof
Lifespan 40–70 years 15–25 years
Wind Resistance Excellent (up to 160 mph) Moderate (90–120 mph)
Energy Efficiency High Low
Maintenance Low Moderate to high
Cost Over Time Better long-term value Lower upfront cost
Environmental Impact Recyclable materials Petroleum-based product
Aesthetic Flexibility Modern & customizable Traditional look

If you’re comparing asphalt vs metal roof systems for your home, metal roofing offers greater durability, energy efficiency, and protection, especially in Florida’s harsh environment.

Expert Insights: Why Metal Roofs Excel in Florida

Built to Last Through Storm Season

Metal roofs are engineered for hurricane conditions, offering superior wind resistance and watertight interlocking panels that stand firm when asphalt shingles might fail.

Lower Energy Bills Year-Round

Metal reflects Florida’s sunlight, keeping attics cooler and reducing your air conditioning costs, something every homeowner feels during those hot Ocala summers.

Minimal Maintenance

While asphalt shingles often need patching or replacement after storms, metal roofs need little more than a quick inspection or cleaning.

Sustainable and Stylish

Metal roofing isn’t just strong, it’s also environmentally friendly. Made from recycled materials and fully recyclable at the end of its life, it’s a smart choice for sustainability and modern design.

When installed by Vito’s Roofing LLC, every metal roof is backed by our workmanship guarantee along with manufacturer warranties for long-term peace of mind.

Which Roof Is Right for You? A Quick Homeowner Guide

Choosing between asphalt and metal roofing comes down to your priorities.

Go with metal roofing if you want:

  • Long-term durability and protection
  • Energy efficiency and lower cooling costs
  • Fewer repairs and lifetime warranties

Choose asphalt shingles if you prefer:

  • Lower upfront costs
  • Traditional curb appeal
  • Easy short-term repairs

Either way, our family-owned team will help you find the right balance between cost, style, and long-lasting protection.

Asphalt vs. Metal Roof FAQs

A metal roof can last as long as 70 years with proper installation and care, far longer than asphalt shingles exposed to Florida’s sun and humidity.
Yes, metal roofs cost more initially, but their energy efficiency, low maintenance, and longevity often make them a smarter long-term investment.
Intense heat and humidity cause asphalt shingles to dry out, curl, and lose their protective granules much faster than in cooler climates.
Absolutely. Many metal roofs are rated for winds up to 160 mph, offering exceptional protection during hurricane season.
Not when properly installed. Insulation and underlayment reduce sound, making them just as quiet as any other roofing type.

Protecting Your Home’s Future Starts With the Right Roof

Your roof isn’t just a structure; it’s your home’s first line of defense. Choosing the right material ensures comfort, energy efficiency, and security for years to come. Whether you prefer the affordability of asphalt or the resilience of metal, our team is here to help.

At Vito’s Roofing LLC, we believe in quality roofs and honest service. As a family-owned, locally trusted company, we proudly serve Ocala and the surrounding areas with craftsmanship that stands the test of time.

Request your free quote today, and let’s find the perfect roof to protect your home’s future.

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